These verses are true warnings, especially as we see the corruption of power-hungry leaders who exploit the poor. But we must understand: it is not wealth that is evil—it’s the love of money and the misuse of resources that bring destruction.
At the same time, if we do not have the means to live debt-free lives—owning homes, reliable transportation, and meeting basic needs—we violate another scriptural command:
“Owe no man anything, but to love one another.” Romans 13:8 (KJV)
“The rich ruleth over the poor, and the borrower is a servant to the lender.” Proverbs 22:7 (KJV)
Debt makes us slaves to lenders, and that is exactly where the enemy wants us—in bondage, burdened with fear and shame, unable to walk in the freedom and authority we’ve been promised. The Great Commission is a call to heal the sick and set the captives free (Luke 4:18)—but how can we free others if we are still enslaved by debt?
Many of us were never taught how to use our talents to create wealth. Yet, in the world, prosperous families teach their children how to build wealth legally, wisely, and generationally. God never puts a limit on what we can earn. Instead, He simply asks for the first portion—a tithe—as a covenant sign of trust and obedience.
“Bring ye all the tithes into the storehouse… and prove me now herewith, saith the Lord of hosts, if I will not open you the windows of heaven…” Malachi 3:10 (KJV)
“Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over…” Luke 6:38 (KJV)
God multiplies what we give—not to diminish us, but to advance His Kingdom and bless our lives. If I make $100,000 in a year and give $10,000–$20,000 toward God’s work, I still retain 80–90% of the increase to enjoy freely.
Even Peter reminded Ananias and Sapphira that they were free to keep as much as they wished—the problem was not the amount given, but the lie they told to appear more generous than they were.
“Whiles it remained, was it not thine own? and after it was sold, was it not in thine own power?” Acts 5:4 (KJV)
We are free to enjoy what we earn. God is not trying to rob us of blessing—He’s trying to position us to steward more! God desires that we prosper in every area:
“Beloved, I wish above all things that thou mayest prosper and be in health, even as thy soul prospereth.” 3 John 1:2 (KJV)
When we struggle financially, fear, stress, and shame can take root. This damages our witness and distracts us from Kingdom purpose. That’s why Jesus taught the Parable of the Talents (Matthew 25:14–30 KJV). God entrusts each of us with resources, and He expects us to steward them wisely, not bury them in fear.
Faithful stewardship produces multiplication. Mismanagement or fear leads to loss.
Debt is not our destiny. Dominion is. We are called to be free, fruitful, and focused on God's purpose—without being entangled in fear, lack, or toil.
Declaration:
I declare that I am no longer a slave to debt or fear. I am a faithful steward of every gift God has entrusted to me. I walk in financial freedom and divine provision. I have a good name, clear purpose, and am free to live boldly for the Kingdom of God. My resources will never master me—I use them to glorify God and serve others.
Prayer:
Father God,
Thank You for giving me wisdom and the power to live debt-free and full of purpose. I receive the truth that You delight in my prosperity and that You are my ultimate source. I surrender every financial burden to You. Help me to steward what You’ve given me with faith, discipline, and generosity. I rebuke the spirit of fear, shame, and lack. I declare freedom over my finances, clarity in my decisions, and boldness in my stewardship. Use me to bless others and expand Your Kingdom. In Jesus’ name, Amen.
